A digital wallet is where digital assets such as USDC are stored. There are many different types of digital wallets which you can read more about here.
The easiest way to get started with your digital wallet is to create an account on one of the popular exchanges such as Coinbase, Kraken, or Robinhood.
These services will both provide a digital wallet that you can cash out to as well as an exchange where you can convert your USDC into cash.
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